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Treadmills can be expensive.  That is why many people are looking for a way to buy treadmill on payment plan and other types of financing.  If you are in need of a treadmill and you don’t want to spend that much money, then here is your guide on your in depth plan.

buy treadmill on payment plan

Surprisingly, there are a number of treadmill brands that offer some pretty affordable financing and often times they don’t require a down payment or interest. 

If you compare these financing plans with say car loans or home mortgages they are attractive.

In this article I’d like to go over some of the best treadmill companies that allow you to pay in payments and showing you the best deals while you don’t have that much to put down on a big purchase. 

The Best Treadmill Brands That Allow You To Buy Treadmill On Payment Plan

I’m sure there are many other treadmill companies that allow you to finance their treadmills, but below you will find a few of the best that I personally recommend you check out.

How to buy a NordicTrack Treadmill On A Payment Plan

Nordictrack has probably some of the best treadmills that you can find on the market today. If you are curious about how to get their financing, I suggest you go straight to their website on their financing page.

There you will find at the top of page a button to securely register for their financing.  Then you can easy apply online and then if approved you can get your treadmill shipped to your house and start working out in the comfort of your own home. 

Benefits Of Nordictrack Financing

  • Exclusive member benefits
  • No money down
  • No interest has to be paid if loan is paid off in 18 months
  • Get a selection of some of the best treadmills in the world!

Here is our top pick if you are going to finance a treadmill with NordicTrack

The NordicTrack Commercial Series

These treadmill are some of the highest quality fitness equipment that you can buy.  Therefore this series is a little higher priced when you compare them to other lower priced treadmills.  I personally recommend you check out the NordicTrack Commercial 1750 treadmill. 

You can check out the Nordictrack Commercial series on Amazon by CLICKING HERE

When you buy this treadmill you also get a 1-year free membership to iFit, which is pretty expensive.  So just on that only you are getting a great deal when you buy this treadmill.

How To Buy A Lifespan Fitness Treadmill With Financing

Lifespan fitness treadmill are also a high quality brand.  If you want to buy a lifespan fitness treadmill on a payment plan then it’s super easy.

  • First go to LifespanFitness.com
  • Then browse through their website and select the treadmill that you want.
  • Order the treadmill like you normally would by pressing the order button, shipping address, etc.
  • Then when it asks you a payment method make sure to check the “Bread circle”. 
  • Then you will apply through bread.  If you are approved then you can get you treadmill shipped to you on payment plan.

What is Bread Financing?

Bread is a financing company that you can use to help finance your treadmill.  When buying a treadmill with bread financing you can choose a payment between a 3 month to 24 months.  And another great thing about bread is there is no prepayment fee.  This means you can pay off your loan early whenever you can.

Benefits of Lifespan Fitness Financing Through Bread

  • Lifespan fitness has a wide range of high quality treadmills you can choose from.
  • As I mentioned, there is no prepayment penalty.
  • Easy to apply and pay online
  • Lifespan fitness offers great warranties

If you want to go the Lifespan Fitness route then I suggest you check out the Lifespan Fitness TR1200i Folding Treadmill.

How To Buy A Bowflex Treadmill On Financing

The last buying option your have if you want to buy treadmill on payment plan is Bowflex treadmills.  Although I will say that there is one con that I have to mention and that is that you have to have a bowflex credit card if you wan to finance your treadmill. 

But if you do want a bowflex credit card then by all means apply for one.  If you don’t though then you can easily get financing with the other two brands above.  Just like with NordicTrack financing, you don’t have to put any money down or pay interest payments for the first 18 months when you finance with Bowflex.

If you have your heart set on buying a blowflex treadmill on a payment plan then I suggest you check out the Bowflex BxT116 Treadmill on Amazon.

Other Options and Alternatives